When you purchase event insurance you have two coverage options. Wedding insurance covers you financially in a wide range of circumstances that can happen leading up to the event and even on the big day itself.
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Special event insurance sometimes called wedding insurance can help protect your investment in a private event such as a wedding.
Wedding event insurance coverage. Some 30 of wedding insurance claims are vendor related. We evaluated insurers based on the amount of liability coverage available flexibility surrounding cancellations and helpful features designed to benefit couples getting married. Wedding insurance is special event insurance with added features and coverage specifically tailored for weddings.
In some cases it may be even cheaper than wedding insurance stewart said. The second type of wedding insurance is cancellation coverage. Here s a look at how those coverages may help protect your wedding day.
Wedding insurance may also include sickness or injury to the couple or anyone essential to the wedding. Event insurance will offer broader coverage still relevant to a wedding ceremony like deposit reimbursements transportation liability coverage and liquor liability waivers. Coverage is for the bride the groom and their parents as well as the venue if requested.
A cancellation policy would cover the couple for costs incurred in having to postpone or cancel their wedding in situations like a severe event like if there was a hurricane a blizzard or a power outage that prevented the wedding from happening or forced them to reschedule says leah weinberg owner of color pop events. Event cancellation and event liability protection. The most common way to get wedding insurance is by purchasing it from a specialized provider though it s also possible to get some sort of coverage through your homeowner s or car insurance.
You ll want to talk to your agent beforehand to make sure you re covered. A wedding insurance policy usually covers cancelation or postponement of the wedding for these reasons. Wedding liability insurance can help protect you from financial loss if you are held legally responsible for property damage to the venue or bodily injury to someone injured at your event.
Wedding liability insurance our specialty wedding liability insurance protects you against property damage bodily injuries and alcohol related accidents caused by a vendor or guest during the rehearsal dinner wedding ceremony or reception. Wedding insurance is a type of special event insurance that can cover you for unexpected financial losses resulting from various circumstances including unexpected illness cancellation and the.
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